EXPIRED? NEED TOP-UP INSURANCE?

Expired Medical Travel Insurance? 

Staying longer then anticipated!

Sometimes, plans doesn’t go as planned.  Expect the unexpected!  No one wants to think that our travelling plans could change in a heartbeat, but they do. 

Your vacation was that awesome, that you decided to stay longer…but what about you medical insurance; will it permit you to change your plans?  Or will you have to come back home as planned?

Most travel insurance companies will not accommodate those changes.  For most, you need to be in Canada to buy medical insurance.  They will not change your policy date or protection; if you are still out-side of Canada.  So for most travellers, this could mean the end of thinking of changing their plans.

But they are some insurance companies that are willing to assist you.  Even if you didn’t’ purchase your insurance policy with them, or even if you had you policy as part of your group insurance at work.  They will offer top-up travel insurance coverage.

Happy Travelling...from #OptimalTravel !

That time of the year again!

Time to get ready for another year of School, University or College!

So many things to do, so many things to buy.  The best way to get thru all that "going back to school" last week of summer vacation, is have your list ready.

Just like going to the grocery store, without a list it seems that our grocery bill is always higher then expected.  Get organized before you hit the stores.  Take that 30 minutes to rally what you need in you list.  It will definitely makes is easier.

For student are studying out of Canada or are coming in Canada to study, on top of all the to do list and things to get, make sure your get your Medical Student Plan.  Depending on coverage, we have found Comprehensive Emergency Medical Coverage designed for students, for one one monthly low rate $50.00 per month.  

Share you "going back to school" tricks with us!

Happy Travelling...from #OptimalTravel !

Forgot to buy your Medical Travel Insurance!

Last minute Medical Travel Insurance?

Forgot to buy your Medical Travel Insurance

Ever been in the airport, and you hear the traveller next to you making a call to buy Medical Travel Insurance ? 

Well, unfortunately, we do get those calls.  Protection at last, but at least they made the call, before it’s too late.

Did you know…Medical Travel Insurance  could be bought instantly via the phone by calling a Licensed Travel Insurance Agent? 

They will go thru a series of questions, to make sure you qualified for the protection.  And you will be on you way.  You pay with a credit card and they will email you a confirmation of your policy.

It is called last minute, but having it is better then no insurance!

By calling a Licensed Travel Insurance Agents, they will be able to help you

We will go thru a series of questions, to make sure you qualified for the protection.  And you could instantly be on you way.

Happy Travelling...from #OptimalTravel !

Frequent Flyer Status!

ATTENTION FREQUENT FLYER

Do YOU qualify for Frequent Flyer status,For your Travel Insurance?

What kind of Medical Travel Protection should you have?

Many Canadians travel abroad, more times then most of us going to get a haircut.  This is when it’s a good time for you to review your travel insurance protection.  You might qualify for enhance frequent traveller’s insurance protection.  

We often wonder what is our best bet for our needs.  Where to start?  Well, there are 4 basics type of packages available to travellers. Your travelling patterns are usually a good place to start to better understand which one would fit best your lifestyle.

Four types of Medical Travel Insurance packages: 

You can purchase travel insurance in four ways.

Ø  Per-trip coverage is the most common type of travel insurance;

Ø  It provides protection for a single trip;

Ø  Multi-trip coverage provides protection for multiple trips;

§  For a twelve-month period.

Ø  Top up insurance from most carriers;

Ø  The annual policy is for frequent travelers;

§  It provides coverage for medical, cancellation/interruption, baggage and accidental death/flight for multiple trips for a 12-month period.

You think you qualify for a Travel Insurance Annual Plan ; check it out!

Happy Travelling...from #OptimalTravel !

Travelling documents for Canadians.

Do you have your documents in order?

So many times, we hear about travellers that are confused and frustrated because they don't have the right travelling documents.

No more guessing games, make sure you have all the the right document in your possession when travelling.

With your passport and your travel insurance certificate, you are sure to have the proper documents in hand.  We also recommend that you bring another source of picture ID, like a valid drivers licence.

If you travel abroad, especially out of north America, most hotels will require your passport before they began check-in.  So have it ready!

If you plan on purchasing big tickets items, you could also be asked for more identifications, like your passport.

Also, don't forget to bring a credit card, I would actually recommend 2.  Don't keep them at the same place in case you lose one.  This way you will always have a back up plan.

Happy Travelling...from #OptimalTravel !