What's important questions to ask, for Travel Insurance...?

** 3 questions that should be on top of your list:

IMPORTANT questions to ask when assessing a Travel Health Insurance Plan:

• Covers pre-existing medical conditions. Get an agreement in writing that you are covered, or you could find your claim “null and void” under a pre-existing condition clause.

• Provides direct payment of bills and cash advances abroad so you don’t have to pay out of your own pocket.

• Covers emergency transportation, such as ambulance services and does not exclude or significantly limit coverage for certain regions or countries you may visit.

Here is a few more FAQ on Travel Insurance Coverage.

Happy Travelling....#OptimalTravel!

Medical Questionnaire & pre existing condition in Travel Coverage

What if something goes wrong...?  

If you travel; you might want to watch!

http://www.cbc.ca/marketplace/2012/trippedup/index.html

(Copy & paste to watch)

* CBC took " Travel Insurance " seriously enough to do an undercover report!!!

We believe that knowledge is Power.  

Happy Travelling....#OptimalTravel

BEWARE: Are you travelling out of province?

When should you need travel insurance?

Every time you set foot out side your province of residence!

It’s likely, that you probably spend a lot of time, effort and money planning your next vacation, now you have to make sure that all aspects of it are covered. 

Out of province:

Every time you leave your home province.  In Canada, most provinces have an agreement to accept out of province health plan.  But if you are travelling in Quebec, expect to have to pay for expenses out of pocket, and then get reimburse.  To be noted that NOT ALL expenses will be reimburse, and you will be responsible for the balance.

So, no need to find that out on a trip.  Either you are leaving for 1 day or 6 months, no need to take the risk.  

Medical Travel Insurance coverage is a must, every time you travel!  Not worth the financial risk!

Happy Travelling...from  #OptimalTravel !